Auto repair shop financing
Funding for auto repair shop owners and buyers.
Buy a shop, add bays and lifts, or upgrade diagnostics for newer vehicles. We match you with lenders who already fund automotive service.
Check my options →Acquisition
SBA 7(a) for buying an existing shop, real estate often included.
Equipment
Lifts, alignment machines, diagnostic scanners and EV tools.
Expansion
More bays, a second location or a building purchase.
Underwriting
What lenders look at
Have these ready and your file moves faster.
- ✓Car count, average repair order and repeat customers
- ✓Technician headcount and certifications
- ✓Environmental history if the site handles fluids or tanks
- ✓Owned versus leased property
Common questions
Can I buy an auto repair shop with an SBA loan?+
Yes. SBA 7(a) loans are often used for shop acquisitions and can include the building. If real estate is involved, expect an environmental review.
Can I finance shop equipment on its own?+
Yes. Lifts, alignment rigs and diagnostic tools can be financed with the equipment as collateral.
Do I need to own the building?+
No. Many shops lease. Lenders will want a lease that runs at least as long as the loan, or close to it.
Ready to see your options?
Get funded →